2025 Homestead Exemption | Find Your County

Homestead Exemption Filing Updates – 2025

For informational purposes only. Please consult your local appraisal district or a qualified tax professional for guidance specific to your property and situation.

New Texas Law: Starting in 2023, Texas homeowners must now verify their Homestead Exemption every five years to keep it active. If you fail to verify your exemption, you could risk losing it. Be on the lookout for notifications from your county appraisal district about this requirement.

New for 2025: Filing After Closing

As of 2025, a Buyer may file for a homestead exemption immediately after closing if the Seller did not have a homestead exemption in place for the current tax year. This update may allow eligible homeowners to benefit from property tax savings sooner than in previous years.

What Is a Homestead Exemption?

A homestead exemption reduces the taxable value of a property that is designated as a qualified residence homestead. This can result in significant property tax savings for eligible homeowners.

Common Types of Exemptions:

General Residence Homestead
Over 65 Exemption
Disabled Person Exemption
Disabled Veterans and Surviving Spouses Exemption
Agricultural Use (Ag Use)

Key Exemption Details:

School District Exemption

The Texas Tax Code requires all school districts to provide a $100,000 exemption for residence homesteads.

Optional Local Exemptions

In addition to the school district exemption, other taxing units may offer:

Up to 20% of a home’s appraised value (minimum of $5,000)
An additional $3,000 exemption for counties collecting farm-to-market or flood control taxes

Eligibility Requirements:

To qualify for a homestead exemption, the homeowner must:

Own and occupy the property as their principal residence
Have a Texas driver’s license or state-issued ID that matches the property address
Not claim a homestead exemption on any other property in or outside of Texas

When to File:

In most cases, homeowners must occupy the property on January 1 of the tax year to qualify.

However, under the 2025 update, if the Seller did not have a homestead exemption, the Buyer may apply immediately after closing and taking ownership.

How to File:

Filing is free of charge
Download the application form from your local County Central Appraisal District (CAD)
Submit the completed form with a copy of your driver’s license or ID showing the property address
Online Filing: Many counties now allow you to file for your Homestead Exemption online, making the process quick and convenient. Check your county’s appraisal district website for availability and instructions.